Compliance

A Money Laundering Reporting Officer (MLRO) is the senior individual appointed by a regulated business to oversee its anti-money-laundering obligations — receiving internal reports of suspicious activity, deciding whether to file a SAR, and acting as the main contact for the regulator. An AML Officer runs the day-to-day AML framework that supports those decisions. These […]

Securing reliable banking is one of the biggest challenges for crypto companies entering regulated markets. Even though the industry is maturing, many financial institutions still avoid working with unlicensed or high-risk virtual asset service providers (VASPs). However, licensed VASPs operating under clear regulatory frameworks such as MiCA, AMLD, or national licensing regimes have significantly better […]

For a crypto company, an AML audit is the point where theory collides with evidence. Policies may look polished. Procedures may sound convincing. A risk matrix may sit in a folder with all the right words. But an AML audit for crypto companies asks a much less poetic question: does any of this actually work […]

For many EMI founders, AML enters the conversation too late. First comes the commercial model. Then the product. Then the banking discussion. Then the licence pack starts taking shape, and suddenly everyone remembers that the application also needs an AML framework. That sequence is one of the fastest ways to make an EMI file look […]

A Practical Approach for Crypto Companies By 2026, the MiCA regulation (Regulation (EU) 2023/1114) will fully enter its mandatory application phase. For crypto companies operating or planning to operate in the EU, compliance with MiCA is no longer a purely formal requirement, but a key factor for business sustainability, banking relationships, and market access. MiCA […]

What You Must Disclose to Launch in the EU By 2026, MiCA is no longer a “coming soon” regulation. It is the operating reality for token issuers in the EU. If you plan to offer a token to the public or get it admitted to trading in Europe, you need a MiCA-compliant crypto-asset whitepaper. Call […]

In 2026, the EU crypto market is regulated first and foremost through MiCA (MiCAR). For most professional crypto-asset activities, the question is no longer “which national VASP regime applies?” but “do we need MiCA CASP authorisation, and where do we obtain it?” The CASP regime has applied since 30 December 2024, while incumbents previously operating […]

By 2026, the EU Markets in Crypto-Assets Regulation (MiCA) isn’t a framework companies are “getting ready for.” It’s the baseline rule set for legally running a crypto-asset business across the European Union. The old playbook — operating in gray zones, relying on basic registrations, using “light-touch” setups, or postponing compliance until after launch — has […]

As crypto regulation in Europe moves from transition to enforcement, MiCA has reshaped what compliance means for crypto businesses. Rather than addressing isolated risks, the regulation introduces a structured system that connects AML controls, regulatory reporting, and corporate governance into a single supervisory framework. Consequently, crypto-asset service providers must now demonstrate not only technical capability, […]

Operating a crypto business in the European Union has entered a new phase. With MiCA fully reshaping the regulatory landscape, crypto companies are now treated much closer to traditional financial institutions than tech startups. This shift has significantly increased regulatory expectations around risk management, compliance frameworks, and regulatory reporting. Understanding how these elements interact is […]

As crypto regulations mature across the world, AML/KYC compliance requirements for licensed crypto companies have become stricter and far more detailed. Today, a crypto business cannot operate legally or maintain banking relationships without demonstrating a well-structured approach to customer verification, risk management, and transaction oversight. Regulators expect licensed firms to behave with the same level […]

Price formation is one of those processes that influences almost everything: from how clients perceive a company to how efficiently internal operations run. A well-structured Pricing Policy helps a business operate predictably, transparently and confidently, while giving clients a clear understanding of what they are paying for — and why. In competitive and highly volatile […]