AML Policy: How to Reduce Risks Pass Regulatory Checks and Strengthen Customer Trust
The fintech and crypto industries have changed dramatically in recent years. Rapid growth, cross-border operations, partnerships with banks and payment providers, and increasingly strict regulation mean that a company’s credibility now depends not only on its product but also on how professionally it manages financial crime risks through a robust AML Policy. Against this backdrop, […]
CASP License for OTC Desks: Legal Requirements Explained
OTC (Over-the-Counter) trading has become a cornerstone of the crypto ecosystem, especially for institutions and high-net-worth clients executing large transactions outside public order books. However, with the arrival of the EU’s MiCA framework, OTC providers can no longer operate in regulatory grey zones. Many previously unlicensed intermediaries must now obtain a CASP license to serve […]
Business Activity Plan: Key Elements for Fintech and Crypto Companies
Fintech and crypto companies operate in an environment defined by rapidly evolving regulation, higher expectations from banks and PSPs, and growing competitive pressure. To successfully enter the market, pass licensing, and build trust with financial partners, a company must demonstrate operational maturity, transparency of its business model, and an ability to manage risks. One of […]
Top Mistakes Companies Make When Applying for a Crypto License
A Practical Guide for Crypto and Fintech Businesses Preparing for MiCA Applying for a crypto license under the European MiCA framework is a far more demanding process than most companies expect. What used to be a quick VASP registration now resembles a full financial-licensing procedure — involving governance reviews, AML assessments, IT-security evaluations, operational audits, […]
The Role of AML Compliance in Company Formation for Crypto Firms
Why AML matters from day one For most entrepreneurs launching a crypto business, the focus is on the product: building a trading platform, creating a payment gateway, or setting up custody solutions. But behind the scenes, regulators want something even more important — proof that your company is ready to fight money laundering and terrorist […]
Complaint Policy and Procedure for Crypto and Fintech Companies
In the fast-evolving world of crypto and fintech, customer trust and regulatory compliance go hand in hand. A transparent, well-structured Complaint Policy and Procedure is not only a legal requirement under MiCA and ESMA guidelines, but also a crucial element of sound corporate governance and client confidence. At AMS, we assist crypto and fintech companies […]
Swiss SRO vs EU MiCA Licensing: Which Framework Best Fits Your Crypto Business?
Launching a crypto business in the EU or Switzerland means choosing between two very different regulatory paths. When comparing the Swiss SRO vs MiCA, both give your company credibility, legal clarity, and access to strong financial markets. However, they come with different rules, responsibilities, and consequences. These two options are: Both options work well for […]
Risk Management Principles: Key Elements of an Effective Risk Policy
Risk management is one of the core elements of corporate resilience. Moreover, in a landscape defined by regulatory pressure, technological complexity, and increased scrutiny from banking and payment partners, a mature risk management system ensures operational stability, safeguards data, and strengthens long-term trust. To achieve this, organisations rely on a Risk Management Policy — a […]
Fraud Prevention Policy: A Must-Have Standard for Every Fintech and Crypto Business
Fraud is no longer an isolated incident — in digital finance it has become one of the most significant operational risks. Fintech and crypto companies face a unique combination of fast transactions, complex integrations, digital assets, and heightened cyber exposure. This makes them particularly vulnerable to fintech fraud risks, cyber fraud, and various forms of […]
Why a Privacy Policy Has Become a Must-Have Standard for Fintech and Crypto Businesses
In today’s digital financial ecosystem, personal data protection is a core pillar of trust and long-term business resilience. Fintech and crypto companies process highly sensitive information every day — from transaction histories and identity data to behavioural analytics and user activity.In this environment, having a privacy policy is no longer a formality. It is a […]
Policy on Asset Classification and Scope of Services Provided
Strengthening Regulatory Governance for Fintech and Crypto Businesses In today’s rapidly evolving regulatory environment, transparency and structure define the difference between a compliant business and a risky one. For fintech and crypto companies operating under EU frameworks such as MiCA, MiFID II, and PSD2, a well-defined Policy on Asset Classification and Scope of Services Provided […]
Datová schránka (Data Box): The Essential Tool for Official Communication in the Czech Republic
When you register a company in the Czech Republic, you automatically receive a Datová schránka — also known as a data box. This digital mailbox connects your business with Czech authorities and replaces paper communication. In this article, we explain how the data box works, who can access it, and what steps to take if […]