EMI passporting across the EU
How to expand from Czechia into other Member States (agents/branches, notifications, governance) A Czech Electronic Money Institution (Electronic Money Institution, EMI) can, in principle, scale across the EEA without obtaining a new licence in every country — but only if the expansion is built within a formal passporting procedure and a correct operating model. In […]
EMI Licence in the Czech Republic: 2026 Guide
Why Czechia in 2026 In the Czech Republic, obtaining an EMI License for an Electronic Money Institution is supervised by the Czech National Bank (ČNB / CNB) under the Payment System Act. The application for an emi license is handled as a formal administrative procedure and must be submitted electronically via the applicant’s corporate data […]
Preparing Fintech Companies for Tomorrow
Why the Cloud Is Best Ally for Fintech Company Not so long ago, managing your money meant standing in line at a bank branch or waiting days for a payment to clear. Today, with just a tap on a smartphone, millions of people can borrow, invest, and transfer money instantly. This shift has been powered […]
How Accounting Outsourcing Supports CASP/EMI Licensing
The European financial market is becoming increasingly regulated, especially for businesses working with crypto-assets and electronic money. Companies seeking to operate as Crypto-Asset Service Providers (CASPs) or Electronic Money Institutions (EMIs) face strict licensing requirements from regulators such as the Czech National Bank (ČNB) and other EU supervisory bodies. Among the key conditions for obtaining […]
Stress Scenarios in a Business Plan: Why Fintech and Crypto Companies Need Them
What Stress Scenarios Are and Why They Matter Stress scenarios are not a formality — they are a strategic tool that demonstrates how resilient a company’s business model is under adverse conditions. For Fintech and Crypto Companies, these scenarios are critical in evaluating their preparedness. Regulators, banks, and investors expect not only optimistic growth forecasts, […]
Setting Up Fintech Companies with EMI, sEMI and PI Licenses in the Czech Republic
Why the Czech Republic is a Leading Hub for Fintech Licensing The Czech Republic has become one of the most attractive EU jurisdictions for establishing fintech and payment companies.Its stable regulatory environment, transparent licensing procedures, and business-friendly tax system make it an excellent choice for startups and established financial institutions looking to expand across Europe. […]
Choosing the Right EU Jurisdiction for Your Fintech Startup
Comparing Czech Republic, Estonia, Lithuania and the Netherlands by taxes, licensing and regulation Launching a fintech startup in the European Union requires careful selection of jurisdiction. Each country offers different advantages in taxation, licensing requirements and regulatory environment. The choice impacts your operational costs, time to market, and long-term compliance strategy. In this guide, we […]